Annie, I am a little confused as to exactly what procedures you will be doing. A cystoscopy allows the uro to see the bladder and see what might be going on. This is usually done in the urologist's office, and is usually "no big deal." (Says she having had MANY of these.) However, for a biopsy that would include enough tissue to analyze and to check for muscle involvement, should there be a tumor, it is usual to have a TURB under general anesthesia.
It would take a few days usually for the pathology results to come back after the TURB, and, should the results indicate muscle involvement or very high grade tumor, discussion would be held as to where to go from there. IF this is this case, it might not be a bad idea to get a second opinion from a really top bladder cancer center (MD Anderson?) before making life-changing decisions.
After a cystoscopy, you may feel a little uncomfortable...I usually have an urge to pee for about an hour, and then am back to normal. After a TURB, I am mostly groggy from the anesthesia and a little uncomfortable again. Back to normal the next day. Have never required a catheter, but individuals vary. Most of the "horror stories" you read on this Forum are from MEN. For once, women have it much easier since nature did not bless us with a prostate, which causes much discomfort (I am told).
Hope this helps...I may have misunderstood the procedures you are facing, but this is the usual.
Good Luck!
Sara Anne