Thanks T.R. and thanks again to Pat and all others..... with the return of my energy level, I have carelessly entered into the dark and dangerous world of insurance coverage roulett. Words that don't mean what Webster thinks they mean, (maximum out of pocket???) and a complete new vocabulary. Too bad that there is so much at stake.
My insurance co. will only pay $25 for an "out of network" 2nd opinion. There is however, an in network local cancer treatment center, (Hahne Center In DuBois Pa.) that seems competent. Dr. Carmine Marchioli is the oncologist there. I will find out how many bladder patients they/he are treating, and perhaps use them for a second opinion. Plan B is to search the country for the best "in network" bladder cancer Doc, or find out what a 2nd opinion costs, and just bite the bullet and pay. I will also check out the other treatment possibilities in the Pittsburgh area.
I am very comfortable with Dr. Huang at UPMC. He was a "fellow" at UC Norris, has published much in this area, and made many presentations.... His resume went on for pages, I didn't really understand all of it, but it seemed impressive. He is happy for me to have a 2nd opinion.
As I see it, you don't know what you don't know. My case may be open and shut... nothing to talk about, no questionable options. My Doc. has given me the stats, and I have found more stats here.... It seems pretty straight forward, but how would I know.
This line of thinking brings up another disturbing fact..... 10 year stats..... early RC = 78% survival, trying to save the bladder first, then RC = 64% survival. Not as good as I first thought. My Doc. says that best survival with RC, but still chance to save the bladder and have no recurrence. Not an easy thing to get into perspective.
Oh well, I guess that it is a process. Thanks again, John