I know how you feel it is tuff to figure out. I have a very simaler case as yours. After the last TURB he said due to locaton same as yours. Doc wanted to do a neo bladder next month. I got a second opinion from a robotics surgen, Thats how I am doing mine. Much less invasive less healing time. This uro told me I could get thru the summer with 3 treatments of BCG, He also told me if I did nothing i would live for 5 years. my reguler uro said I would live for 2 years. So I might have to get a third opinion. But my Doc said the path report showed mine as t1 but he said that he thinks it is t2, You know they say opinions are like noses we all have them. The very best of evrything for you. Please keep us posted. Don